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Cayman Islands


Introduction
RBC has been a prominent member of the Cayman Islands financial services community since 1964.RBC Royal Bank (Cayman) holds a Category A banking licence issued by the Cayman Islands Monetary Authority (CIMA), permitting it to operate in both domestic and international markets for resident and non-resident clients. With over 115 years of service across the Caribbean, RBC operates in 10 countries serving more than half a million clients.
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Final approval is at RBC Royal Bank's sole discretion
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Enjoy complimentary business only credit cards with easy ATM access for everyday business needs
Manage your accounts seamlessly through free, secure online and mobile banking
Hold and transact in multiple currencies to support cross-border business operations
Benefit from lower banking fees through non-stop depository and optimized pricing
Upgrade plans easily as your business grows, with savings, deposits, cards, and merchant services included
Account Opening Process
Step-by-step guide to get started
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Required Documents
Everything you need to apply
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Plans & Pricing
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Frequently Asked Questions
01
What is the minimum balance required for a Royal Bank Cayman account?
A minimum balance of USD 1,000 is required to maintain the account.
02
How long does the account opening process take for Royal Bank?
The process typically takes 3–4 weeks
03
What are the maintenance fees for a Royal Bank Cayman account?
Royal Bank charges a maintenance fee of USD 120 per month, plus a one-time fee of USD 500 at account setup.
04
Will my Royal Bank account be compliant with international AML and KYC requirements?
Yes. Royal Bank in the Cayman Islands operates under robust AML (Anti-Money Laundering) and KYC (Know Your Customer) frameworks aligned with international standards.
1.
Companies must maintain proper records and provide accurate documentation during the process.
2.
Bank reserves the right to request additional documents or clarifications during the process.
3.
Arnifi facilitates the account opening process and is not responsible for the bank's final approval or rejection decision. Banks reserve the right to decline any application based on their own KYC and compliance criteria.
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Banking Services
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Pricing Details
RBC Royal Bank
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Blogs
article
Royal Bank Cayman Islands Business Banking | Accounts, Loans, and Cash Management
8 Jun 2026 | 5 minutes read.
article
RBC Royal Bank Cayman vs Other Cayman Banks | Which Is Best for Offshore Businesses?
8 Jun 2026 | 4 minutes read.
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Airwallex Banking Plans | Which One Is Right for You?
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RBC Royal Bank Cayman Islands | Offshore Banking Services and Account Types
8 Jun 2026 | 5 minutes read.
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Airwallex in Singapore | MAS Licence, Regulatory Status, and Fund Safety
8 Jun 2026 | 5 minutes read.
View all
Blogs
article
Royal Bank Cayman Islands Business Banking | Accounts, Loans, and Cash Management
8 Jun 2026 | 5 minutes read.
article
RBC Royal Bank Cayman vs Other Cayman Banks | Which Is Best for Offshore Businesses?
8 Jun 2026 | 4 minutes read.
article
Airwallex Banking Plans | Which One Is Right for You?
8 Jun 2026 | 5 minutes read.
article
RBC Royal Bank Cayman Islands | Offshore Banking Services and Account Types
8 Jun 2026 | 5 minutes read.
article
Airwallex in Singapore | MAS Licence, Regulatory Status, and Fund Safety
8 Jun 2026 | 5 minutes read.
View all